New case

Unusual ACH credit — Daniel Ortiz

38Open

Why

ACH in · amount vs. 90-day averagev438
ValueNormalThresholdPoints
ACH in$2,310 · 2.1×$1,100> 2× average+38
OriginatorWestfield Dental—any—
Originator history7 months—< 3 months adds 25—

Proposed

HClearConsistent with historyConfidence90

Credit of $2,310 from Westfield Dental, which has paid this customer every two weeks for 7 months. It is 2.1× the 90-day average and matches the originator's quarterly bonus run (also paid Jul 10). No other unusual activity.

6 steps
  1. Read the alert and the rule that fired
  2. Pulled 12 months of the customer's activity
  3. Compared to the customer's normal and to peers
  4. Checked prior alerts, cases, SARs and CTRs
  5. Checked counterparties
  6. Drafted the decision and reason
Hickory · Oct 12 · rule v4

Transactions

Oct 9Payroll · Westfield DentalACH$2,310
Sep 25Payroll · Westfield DentalACH$1,100
Jul 10Bonus · Westfield DentalACH$2,195