New case

Unusual ACH credit — Luis Romero

50Open

Why

ACH in · amount vs. 90-day averagev450
ValueNormalThresholdPoints
ACH in$3,410 · 2.5×$1,360> 2× average+50
OriginatorCity of Fresno—any—
Originator history37 months—< 3 months adds 25—

Proposed

HClearConsistent with historyConfidence90

Credit of $3,410 from City of Fresno, which has paid this customer every two weeks for 37 months. It is 2.5× the 90-day average and matches the originator's quarterly bonus run (also paid Jul 10). No other unusual activity.

6 steps
  1. Read the alert and the rule that fired
  2. Pulled 12 months of the customer's activity
  3. Compared to the customer's normal and to peers
  4. Checked prior alerts, cases, SARs and CTRs
  5. Checked counterparties
  6. Drafted the decision and reason
Hickory · Oct 11 · rule v4

Transactions

Oct 9Payroll · City of FresnoACH$3,410
Sep 25Payroll · City of FresnoACH$1,360
Jul 10Bonus · City of FresnoACH$3,240