New case

Unusual ACH credit — Ray Holt

53Open

Why

ACH in · amount vs. 90-day averagev453
ValueNormalThresholdPoints
ACH in$2,410 · 2.6×$930> 2× average+53
OriginatorCentral Valley Logistics—any—
Originator history22 months—< 3 months adds 25—

Proposed

HClearConsistent with historyConfidence90

Credit of $2,410 from Central Valley Logistics, which has paid this customer every two weeks for 22 months. It is 2.6× the 90-day average and matches the originator's quarterly bonus run (also paid Jul 10). No other unusual activity.

6 steps
  1. Read the alert and the rule that fired
  2. Pulled 12 months of the customer's activity
  3. Compared to the customer's normal and to peers
  4. Checked prior alerts, cases, SARs and CTRs
  5. Checked counterparties
  6. Drafted the decision and reason
Hickory · Oct 11 · rule v4

Transactions

Oct 9Payroll · Central Valley LogisticsACH$2,410
Sep 25Payroll · Central Valley LogisticsACH$930
Jul 10Bonus · Central Valley LogisticsACH$2,290