New case

Unusual ACH credit — Omar Haddad

50Open

Why

ACH in · amount vs. 90-day averagev450
ValueNormalThresholdPoints
ACH in$2,210 · 2.5×$880> 2× average+50
OriginatorSun-Maid Growers—any—
Originator history32 months—< 3 months adds 25—

Proposed

HClearConsistent with historyConfidence90

Credit of $2,210 from Sun-Maid Growers, which has paid this customer every two weeks for 32 months. It is 2.5× the 90-day average and matches the originator's quarterly bonus run (also paid Jul 10). No other unusual activity.

6 steps
  1. Read the alert and the rule that fired
  2. Pulled 12 months of the customer's activity
  3. Compared to the customer's normal and to peers
  4. Checked prior alerts, cases, SARs and CTRs
  5. Checked counterparties
  6. Drafted the decision and reason
Hickory · Oct 9 · rule v4

Transactions

Oct 9Payroll · Sun-Maid GrowersACH$2,210
Sep 25Payroll · Sun-Maid GrowersACH$880
Jul 10Bonus · Sun-Maid GrowersACH$2,100