New case

Unusual ACH credit — Beth Cole

38Open

Why

ACH in · amount vs. 90-day averagev438
ValueNormalThresholdPoints
ACH in$2,780 · 2.1×$1,320> 2× average+38
OriginatorValley Unified SD—any—
Originator history37 months—< 3 months adds 25—

Proposed

HClearConsistent with historyConfidence90

Credit of $2,780 from Valley Unified SD, which has paid this customer every two weeks for 37 months. It is 2.1× the 90-day average and matches the originator's quarterly bonus run (also paid Jul 10). No other unusual activity.

6 steps
  1. Read the alert and the rule that fired
  2. Pulled 12 months of the customer's activity
  3. Compared to the customer's normal and to peers
  4. Checked prior alerts, cases, SARs and CTRs
  5. Checked counterparties
  6. Drafted the decision and reason
Hickory · Oct 8 · rule v4

Transactions

Oct 9Payroll · Valley Unified SDACH$2,780
Sep 25Payroll · Valley Unified SDACH$1,320
Jul 10Bonus · Valley Unified SDACH$2,641